Building And Protecting Your Net Worth

Client Log In

James Garner is an Investment Adviser Representative offering investment advisory services and financial planning through Eagle Strategies LLC, a Registered Investment Advisor. James can help you design a complete financial plan that orchestrates your personal and business affairs. You can count on James to:

- Ask thoughtful questions and listen carefully to understand your primary goals and objectives.

- Offer you the "peace of mind" that comes from knowing you are doing the right thing.

- Follow up and monitor your plans and objectives.

- Enter into a long term relationship, built on mutual trust, integrity and service.

Please use our Web site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.

 

 

Wealth Management Solutions Video

Who We Are

 

*James Garner, CLU, ChFC, is separately registered as an investment advisor representative (IAR) under Eagle Strategies LLC, a Registered Investment Advisor, offering advisory services in the states of  Texas, Florida, Connecticut, New Hampshire, New York, and New Jersey. As such, these services are strictly intended for individuals residing in Texas, Florida, Connecticut, New Hampshire, New York, and New Jersey.

James Garner, CLU, ChFC, is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC member FINRA/SIPC, A Licensed Insurance Agency.  In this regard, this communication is strictly intended for individuals residing in the states of Texas, Florida, Connecticut, New Hampshire, New York, Oklahoma, Arkansas, and New Jersey.

James Garner, CLU, ChFC, is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of Texas, Tennessee, New York, North Carolina, Oklahoma, and Mississippi. No insurance business may be conducted outside these states referenced.

This site is strictly for current clients of Garner Financial who have subscribed to E*Money Advisors Wealth Management Solutions services.  E*Money Advisors, Garner Financial and New York Life and its subsidiaries are not affiliates.  

 

 

Evaluating Life Insurance Needs

It's a good idea for people to evaluate their life insurance coverage to help ensure it keeps pace with their needs. Not only do major life events affect the amount of coverage that may be needed, but inflation can reduce the purchasing power of the death benefit and a greater benefit may be needed to cover estate taxes and other debts.

The Financial State of the States

Many state and local governments have struggled with lower tax receipts and large budget deficits — during and after the recession. This article offers a closer look at the financial pressures facing the states and how the methods used to address budget shortfalls could ultimately serve as a drag on the national economy.

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Earning Income from Mutual Funds

More than half of working Americans are concerned that they may not have enough money to live comfortably during retirement. Although mutual funds are often thought of as a tool to build savings, they can also be used to generate income. This article examines the potential income benefits of bond funds, equity or stock income funds, and hybrid funds.

More Newsletters →